The Institute of Co-operative Management for Agriculture & Rural Development (ICMARD) is an apex training institute in cooperative sector of West Bengal working under the parent organisation of The WBSCARD Bank Ltd. Since its inception in 1997, ICMARD has curved a niche in the cooperative sector with its all-round performance in training and capacity building programmes. The institute has been accredited by the Centre of Professional Excellence in Cooperatives (C-PEC), the training wing of Bankers Institute of Rural Development (BIRD), Lucknow (An autonomous Society promoted by NABARD).